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If you have recently left a job where you were covered under a group health plan, then you likely received some paperwork or other notice about COBRA continuation health coverage. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act and some people may...
The Employment Retirement Income Security Act is one that many people won't be familiar with. This plan is often part of your work benefits, and it's something you should familiarize yourself with. ERISA, as the act is better known, was enacted in 1974 and became one...
If you're like many people in Texas who have only started looking into pensions and retirement plans recently, you may be overwhelmed with information. When you see ERISA written, you simply ask, "What is that?" This is a good question, because ERISA does a lot to...
You may be thinking about starting a retirement account through work in Texas, but do you know if it's protected? Fortunately, the answer is simple. ERISA, also known as the Employee Retirement Income Security Act, has been in effect since the year 1974. Its purpose...
As an employee in Texas, you may have started putting money away into a retirement account. How that money is protected may not have been explained to you, but it should have been. You are protected by law in many situations, so you shouldn't have to worry about...
A recent budget agreement under consideration by the federal government involves the growing trend of reducing pensions in order to gain revenue. Governments at the local, state and federal level have all been introducing budgets that trim pension benefits in an...
Many Texas pensioners can rest assured that their pensions are protected by federal law. The majority of private-sector retirement plans are governed by the federal Employment Retirement Security Act, under which employers have to honor their obligations to pension...
Though Texas has not recognized same-sex marriages, same-sex couples considered legally married in other states do have certain rights under federal employment statutes. This would include coverage for spouses under the Employment Retirement Income Security Act. The...
Many Texas residents have health insurance through an employer plan, and these plans are often governed by the federal Employee Retirement Income Security Act. Such health plans typically cover any medical expenses that a policyholder incurrs if injured due to another...
Many workers in San Antonio are covered by a variety of insurance plans through their employers. People are often less familiar with the terms of their disability plans than their other insurance plans because many people never make disability claims. This is because...
